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Identity theft occurs when someone uses another's personally identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. "Determining the link between data breaches and identity theft is challenging, primarily because identity theft victims often do not know how their personal information was obtained," and identity theft is not always detectable by the individual victims, according to a report done for the FTC.

Identity fraud is often but not necessarily the consequence of identity theft.

Harriet has just learned that she is one of the 9.9 million people who fall victim each year to the crime of identity theft.

This is a true story (the victim's name has been changed to protect her privacy) and it happened in Seminole County.

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The letter states that she owes over ,000 to a credit card company, and the bill is in the hands of a collection agency.

In 2003, the Federal Trade Commission (FTC) published its findings from an exhaustive investigation of the crime we have come to know as identity theft.

The FTC estimates that billion dollars per year is lost to this crime.

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    In fact, there are plenty of stories on the internet about people who tried to sign up for e Harmony but were rejected after taking the personality survey.